Vladimir Ladyzhets earned his Masters and PhD. in Applied Mathematics from Novosibirsk State University (Novosibirsk, Russia) and, prior to his move to the U.S., held a position of Senior Research Fellow with the Institute of Mathematics of the Siberian Branch of the Russian Academy of Sciences. While in the U.S., Dr. Ladyzhets has been employed in Academia (Yale University, Florida International University, and University of Connecticut) and Industry (Ernst & Young, Travelers, Babson Capital Management, Lincoln Financial Group, Lava Consulting Services LLC, and GE Capital). He has made numerous presentations to academic and business conferences and published about 20 papers. Dr. Ladyzhets is a well-known expert in such areas as quantitative risk management for a large portfolio of fixed income securities, non-agency Residential Mortgage Backed Securities (RMBS), long horizon interest rate hedging, model validation, and predictive modeling in consumer credit and property and casualty insurance underwriting.