Xiao (Joyce) Lin

Research of Seismic Proportion

Posted on by Claire Hall
Northridge, California - January 19, 1994: Experts survey office building with one side entirely collapsed from the Martin Luther King Day earthquake. (iStock)
Northridge, California – January 19, 1994: Experts survey office building with one side entirely collapsed from the Martin Luther King Day earthquake. (iStock)

Finance Professor Finds Inconsistency in California’s Earthquake Insurance Charges

Are some California homeowners subsidizing others for earthquake insurance due to policies that unfairly lump together insurance premiums for both high- and low-risk property owners?

The answer appears to be “yes,” based on new research by UConn finance professor Xiao “Joyce” Lin, a former California resident who is interested in earthquake insurance pricing and demand.Continue Reading